Auto insurance in Pennsylvania is characterized by a unique "no-fault" system and specific legal options that directly impact a driver's financial protection. Understanding the landscape of providers, state requirements, and the distinct "tort" selection is essential for any motorist in the Keystone State. State Mandated Requirements
Pennsylvania law requires all motor vehicle owners to maintain continuous "financial responsibility". The state-mandated minimum coverage, often abbreviated as , consists of the following: auto insurance companies in pa
$15,000 per person and $30,000 per accident to cover injuries you cause to others. Auto insurance in Pennsylvania is characterized by a
Choosing this option usually results in lower premiums but restricts your right to sue a negligent driver for "pain and suffering" unless your injuries meet a specific "serious injury" threshold. often abbreviated as