To own actual Bitcoin (not just a fund share), you must use a specialized custodian that supports alternative assets .

Direct ownership of the digital asset and access to a wider variety of cryptocurrencies .

To buy Bitcoin with a Roth IRA, you have two primary paths: purchasing through your current brokerage or opening a Self-Directed Roth IRA (SDIRA) to hold the digital asset directly. 1. The Easiest Way: Bitcoin ETFs

Often carries higher fees than standard brokerages, including setup fees, monthly maintenance, and higher trading spreads . Top Providers for April 2026 Best Bitcoin IRA Companies for April 2026 - Investopedia