If your goal is to drive away in a new-to-you car and boost your credit score, you need a BHPH dealer that reports your activity. Here is everything you need to know. The Credit "Black Hole" Problem

Finding a car when you have less-than-perfect credit can feel like an uphill battle. You’ve likely heard of dealerships—lots where the dealer is also the lender, allowing you to bypass traditional banks. While these lots are famous for "no credit check" approvals, there is a catch: not all of them report your on-time payments to credit bureaus .

Rebuilding Credit? How to Find Buy Here Pay Here Dealerships That Report to Credit Bureaus