Buy Up: Plan

: It is generally recommended to set your deductible equal to your base policy's sum insured to ensure there is no "gap" in coverage where you'd have to pay out of pocket.

: Some buy-up plans offer extras like no sub-limits on room rent or coverage for organ donor expenses. Critical Considerations buy up plan

Once the yearly aggregate deductible is met, all subsequent claims are covered. Severe, one-time medical events. Chronic issues or multiple hospitalisations. Key Benefits : It is generally recommended to set your