You may find a broader selection of provider networks (like PPOs) that aren't available on the exchange. 2. Private Market Alternatives
Beyond the Exchange: Your Guide to Buying Health Care Outside the Marketplace buying health care outside marketplace
Many reputable insurers sell plans directly to consumers that are identical to those found on the Marketplace. According to KFF , these "ACA-compliant" plans must cover the same 10 essential health benefits and cannot deny you for pre-existing conditions. You may find a broader selection of provider
Here is what you need to know about navigating the private health insurance market. 1. ACA-Compliant "Off-Exchange" Plans According to KFF , these "ACA-compliant" plans must
While the HealthCare.gov Marketplace is the go-to for many, it isn't the only way to secure coverage. Whether you’re looking for a wider network of doctors, missed an enrollment deadline, or simply don’t qualify for government subsidies, "off-exchange" plans offer a viable alternative.
Can I buy health insurance outside of the Marketplace ... - KFF