If you want to own the actual digital asset, you must open a with a specialized custodian like Alto IRA, iTrustCapital , or Bitcoin IRA .
However, the "how" depends on whether you want to own actual Bitcoin or simply gain exposure to its price through traditional brokerage accounts. Two Main Paths to Bitcoin in Your IRA can i buy bitcoin with ira
Since the approval of spot Bitcoin ETFs in early 2024, most major brokerages like Fidelity and Charles Schwab allow you to buy Bitcoin ETFs (such as IBIT or FBTC) directly in your existing traditional or Roth IRA. If you want to own the actual digital