To ensure your PayPal Credit line is used, you must set it as your "In-Store Preferred" funding source within the PayPal app settings before you scan your phone at the register.

Certain items, such as gift cards or digital codes, may sometimes be restricted from being purchased with credit lines depending on current merchant policies.

If you have a physical PayPal Cashback Mastercard , you can swipe it just like any other credit card anywhere Mastercard is accepted. ✨ Benefits & Promotions