Technically requires 3.5% down, but this can often be covered by grants. Fannie Mae HomeStyle Renovation:
If you don't qualify for the loans above, consider these alternative routes: State and local programs offer grants or forgivable loans.
Work with a Real Estate Agent who has experience with REO (Real Estate Owned) properties. If you’d like, I can help you: can you buy a foreclosed home with no money down
You may be outbid by "all-cash" investors who can close faster than a zero-down buyer.
Even with 0% down, you still need to pay for inspections, appraisals, and title searches. How to Get Started Technically requires 3
Similar to the FHA 203(k) but often has higher credit requirements. 💡 Creative Strategies
Foreclosures are often sold "as-is," meaning the bank wants a quick exit. While they prefer cash, they will accept government-backed loans that offer 0% down payment options. 🏠 0% Down Loan Options If you’d like, I can help you: You
Most 0% down programs require a score of at least 620–640.