The and Honda CR-V are consistently ranked among the cheapest new cars to insure in 2026, often followed closely by the Subaru Crosstrek and Jeep Wrangler . 2026 Insurance Cost Review
: Often cited as one of the most budget-friendly options, with an average annual full-coverage cost of approximately $2,299 . cheapest new car to insure
: While rugged, the Wrangler (particularly the two-door Sport model) frequently appears on low-cost lists, averaging about $2,307 annually. The and Honda CR-V are consistently ranked among
: This model remains a top choice due to its strong claims history and moderate parts costs. Annual premiums are estimated between $1,220 and $2,037 depending on the specific trim and driver profile. : This model remains a top choice due
: A newcomer to the top spot in some 2026 rankings, the Envista shows average monthly rates as low as $161 , with some carriers like USAA offering even lower specialized rates. Factors Driving Lower Rates