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: A high credit score (typically above 740) is essential for securing the most favorable interest rates. Improving your score before applying can lead to significant savings over the life of the loan.

: Lenders evaluate your mortgage eligibility based on Capacity (ability to repay), Capital (available savings), Credit (history of repayment), and Collateral (the property's value). find a property to buy

Before entering the market, it is critical to establish a firm financial baseline. : A high credit score (typically above 740)