Under federal law, you are entitled to a free copy of your credit report from each of the three major nationwide bureaus—, Experian , and TransUnion —every 12 months. Currently, a program initiated during the COVID-19 pandemic has been made permanent, allowing you to access these reports for free once a week . Official Source for Free Reports

: Call 1-877-322-8228 to have your report processed and mailed within 15 days.

Annual Credit Report Request ServiceP.O. Box 105281Atlanta, GA 30348-5281 Special Eligibility for Additional Free Reports

: Complete the Annual Credit Report Request Form and mail it to:

You are and plan to look for a job within 60 days. You receive public welfare assistance . Your report is inaccurate due to fraud or identity theft .

specifically offers U.S. consumers six additional free reports per year through 2026. Important Considerations Free Credit Reports - FTC Consumer Advice

is the only official website authorized by the federal government to provide these free reports. Alternative methods to order include: