Getting-your-credit-score Guide

Learn about your credit report and how to get a copy | USAGov

: For major purchases like a mortgage, you can purchase your official FICO score directly from myFICO.com to see exactly what creditors will view. Factors That Influence Your Score getting-your-credit-score

: Also known as credit utilization; lenders prefer you use less than 30% of your total available credit. Learn about your credit report and how to

: Having a variety of account types, such as credit cards and installment loans, can positively impact your score. older accounts demonstrate long-term stability.

: The average age of all your accounts; older accounts demonstrate long-term stability.