Government Housing Help To Buy May 2026

You can find participating lenders through sites like MoneySavingExpert. 3. Shared Ownership (UK-wide) Government house buying schemes in 2026

You must be a first-time buyer with a household income under £80,000 (£90,000 in London). government housing help to buy

The government guarantees a portion of the mortgage, encouraging lenders to offer 95% loans. You can find participating lenders through sites like

You can buy a home for than its market value. government housing help to buy

The discount stays with the property. When you sell, the next buyer must also be eligible and receive the same discount. 2. Freedom to Buy (Mortgage Guarantee Scheme)