Hdfc Smart Buy | App

: Purchase instant gift cards for over 150 brands (like Amazon, Swiggy, and BigBasket). This is often the most effective "hack" for earning high rewards on everyday groceries and shopping.

: Includes dedicated sections for Apple (Imagine/Tresor) , MyEMIShop (for electronics with instant cashback), and Duty Free pre-orders. Redemption Strategy (2026 Updated) hdfc smart buy app

: Redemption is capped, typically at 150,000 points per month for Infinia. User Considerations & Issues : Purchase instant gift cards for over 150

: Infinia and Diners Black Metal cardholders get ₹1.00 per point for flight and hotel bookings. MyEMIShop (for electronics with instant cashback)