Home Buyers -

Rates have stabilized in the low 6% range , with some forecasts predicting they could dip below 6% by late 2026.

The 2026 home buying market is defined by a deep generational divide: currently dominate the market using accumulated housing wealth, while first-time buyers have reached a record low due to persistent affordability challenges . Despite these hurdles, 2026 is emerging as a "rebalancing year" where income growth is finally outpacing home price growth, offering modest relief for those entering the market. 2026 Buyer Demographics

Cleanliness remains the #1 dealbreaker for 44% of buyers, while neighborhood quality (71%) and views (38%) are the primary dealmakers. home buyers

Former high-cost metros like San Francisco, San Jose, and Los Angeles have entered undervalued territory following recent price corrections. Buyer Priorities & Negotiating Power

Experts and recent surveys highlight the psychological shift among current prospective buyers. Rates have stabilized in the low 6% range

Active for-sale listings are projected to rise by roughly 9% to 10% in 2026, marking the third consecutive year of gains and giving buyers more choice.

Nominal home prices are expected to rise modestly by 1% to 3% , but because wages are growing at a faster rate (3.6%+), the "real" cost of buying is technically declining for many. Active for-sale listings are projected to rise by

Over 27% of buyers are now using AI tools to compare mortgage rates, simulate payment scenarios, and review neighborhood data. Community Perspectives