Connecticut offers several home buying programs for 2026, primarily through the Connecticut Housing Finance Authority (CHFA) and various municipal initiatives. These programs focus on providing and reduced interest rates for first-time buyers and those in targeted professions. Statewide Assistance Programs
Several cities provide localized assistance that can sometimes be combined with state programs. Time To Own Forgivable Down Payment Assistance | CHFA
: Loans generally start at $3,000 and can reach up to $20,000.
: Qualified borrowers can receive an additional 0.125% discount on published interest rates if they belong to certain groups: Teachers (in specific districts or shortage areas). Military service members, veterans, and surviving spouses. Police officers (State Troopers or municipal officers).
: Up to $50,000 for homes in "High Opportunity Areas" or $25,000 elsewhere.
: A 0% interest loan with no monthly payments. 10% of the principal is forgiven annually, becoming fully forgiven after 10 years.
The most popular statewide programs are administered by CHFA and often require the use of a CHFA-approved lender.
Home Buying Programs In Ct May 2026
Connecticut offers several home buying programs for 2026, primarily through the Connecticut Housing Finance Authority (CHFA) and various municipal initiatives. These programs focus on providing and reduced interest rates for first-time buyers and those in targeted professions. Statewide Assistance Programs
Several cities provide localized assistance that can sometimes be combined with state programs. Time To Own Forgivable Down Payment Assistance | CHFA home buying programs in ct
: Loans generally start at $3,000 and can reach up to $20,000. Connecticut offers several home buying programs for 2026,
: Qualified borrowers can receive an additional 0.125% discount on published interest rates if they belong to certain groups: Teachers (in specific districts or shortage areas). Military service members, veterans, and surviving spouses. Police officers (State Troopers or municipal officers). Time To Own Forgivable Down Payment Assistance |
: Up to $50,000 for homes in "High Opportunity Areas" or $25,000 elsewhere.
: A 0% interest loan with no monthly payments. 10% of the principal is forgiven annually, becoming fully forgiven after 10 years.
The most popular statewide programs are administered by CHFA and often require the use of a CHFA-approved lender.