How Can I Buy A Home With No Down Payment May 2026

: Jordan used the USDA's eligibility map to find a home in a qualifying small town.

: Alex opted for a slightly higher interest rate, and in return, the lender paid his upfront fees. Summary of No-Down-Payment Options Requirement VA Loan Veterans & Military Service history + Certificate of Eligibility USDA Loan Rural/Suburban Buyers Household income below 115% of area median DPA Programs First-time Buyers Local/State grants that cover the down payment NACA Program Lower-income Buyers No down payment or closing costs; requires counseling how can i buy a home with no down payment

: Like Alex, she put $0 down , though she did have to pay a small annual guarantee fee. : Jordan used the USDA's eligibility map to

: Alex found a suburban house and used his Certificate of Eligibility (COE) to secure 100% financing. and in return