Merely "waiting out the clock" is rarely sufficient for mortgage approval. Lenders scrutinize your behavior during the seasoning period to ensure the financial crisis was an isolated event rather than a pattern.
How to Buy a House After Chapter 7 Bankruptcy - Hurst Law Firm how long after bankruptcy can you buy a house
Require a 2-year wait from the discharge date or 4 years from a dismissal. Merely "waiting out the clock" is rarely sufficient
This chapter typically stays on your credit report for 10 years. how long after bankruptcy can you buy a house