How To Buy Medicare Insurance -

Once enrolled in Parts A and B, you typically choose one of two ways to "fill the gaps" in coverage:

These are "all-in-one" plans offered by private companies like Aetna or UnitedHealthcare. They usually include drug coverage and may offer extras like dental or vision, but they often require you to use a specific network of doctors. 3. Compare Plans and Costs how to buy medicare insurance

Private insurance that pays your share of costs (like the 20% Part B coinsurance). You have a 6-month open enrollment period starting the month you are 65 and enrolled in Part B, where you can buy any plan regardless of health history. Part D: A standalone plan to cover prescription drugs. Option B: Medicare Advantage (Part C) Once enrolled in Parts A and B, you

Use the Medicare Plan Finder to compare star ratings and member experience scores. Compare Plans and Costs Private insurance that pays

This requires a monthly premium. It covers doctor visits and outpatient care, such as hip replacement surgery or cardiac rehab if medically necessary. 2. Choose Your Path: Medigap vs. Medicare Advantage

In 2025, Medicare Supplement premiums typically range from $32 to $550 per month .

A licensed insurance broker can help compare multiple private plans at no cost to you.