If you do not qualify for premium-free coverage, you can buy Part A. In 2026 , the monthly premium is either $311 or $565 , depending on your work history.
A 7-month window starting 3 months before the month you turn 65, including your birth month, and ending 3 months after. how to buy medicare part a
Buying Medicare Part A involves determining if you qualify for premium-free coverage or if you must purchase it by paying a monthly premium. Most people receive Part A automatically at age 65 without a premium because they or their spouse paid Medicare taxes while working. 1. Determine Your Eligibility and Cost If you do not qualify for premium-free coverage,
Before you "buy," verify if you are already entitled to premium-free coverage. including your birth month