Purchasing stocks through Morgan Stanley depends on the level of guidance you prefer, ranging from self-directed online trading to high-touch advisory services.

: Funds can be added via bank transfer (taking up to three business days) or wire transfer (same-day availability).

: Online trades for U.S.-listed stocks and ETFs are $0 commission .

For investors seeking personalized guidance, Morgan Stanley offers several structured tiers:

: Provides phone access to a team of financial advisors. This typically requires a $100,000 minimum investment .

: You can apply online for an E*TRADE brokerage account in approximately 10 minutes with no account minimums .

: For comprehensive wealth management. This often requires higher assets, sometimes starting at $500,000 , with fees based on managed assets or transaction commissions. Trading and Investment Accounts

: A robo-advisory service that builds and manages a diversified portfolio for you. It requires a $500 minimum investment and a 0.30% annual fee.