Is My Credit Good Enough To Buy A House Page

While you can "pass" with a lower score, your credit health directly determines your interest rate, which can cost or save you tens of thousands of dollars over the life of the loan. Minimum Score Requirements by Loan Type

You may still qualify but typically must provide a 10% down payment. is my credit good enough to buy a house

While the Department of Veterans Affairs doesn't set a hard floor, most private lenders set their own "overlays" between 580 and 620 . While you can "pass" with a lower score,

These rural-focused loans generally require a 640, though some lenders may consider lower scores with a deeper manual review. is my credit good enough to buy a house