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: Visit their dedicated BHPH site or the Merle Hay Road location to see which cars, trucks, and SUVs are currently available for in-house financing. Contact Information: Address : 4415 Merle Hay Rd, Des Moines, IA 50310 Phone : (515) 822-3239 Email : buyherepayhere@kiadm.com Expand map Kia Finance Options in Des Moines, IA Kia Finance Options in Des Moines, IA *.. Kia of Des Moines

Have been turned down by traditional lenders or credit unions.

Choosing the BHPH route at Kia of Des Moines offers several advantages for credit-challenged buyers:

Unlike traditional financing, where a dealership acts as a middleman between you and a bank, BHPH means the dealership itself provides the loan. At Kia of Des Moines, this is available for select vehicles in their inventory. This path is specifically built for those who: Have a low credit score or no established credit history.