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If you are receiving unsolicited text messages or calls from "loan companies," these are likely designed to steal your personal information. Legitimate lenders typically do not contact you first via text or cold call with "pre-approved" offers. How to Identify a Fake Loan Text Can you spot a fake loan text scam? - FTC Consumer Advice

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Loan Companies 100%

If you are receiving unsolicited text messages or calls from "loan companies," these are likely designed to steal your personal information. Legitimate lenders typically do not contact you first via text or cold call with "pre-approved" offers. How to Identify a Fake Loan Text Can you spot a fake loan text scam? - FTC Consumer Advice