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: Laplanche often draws parallels between his world-record speed sailing and his approach to leading a fintech unicorn. Where to Listen You can find the full episode on major podcast platforms: Apple Podcasts Spotify

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: Laplanche reflects on his journey from founding LendingClub to applying those experiences at Upgrade.

: Upgrade has been profitable since 2017 by focusing on product design and loan servicing rather than holding loans on its own balance sheet.

: How Upgrade designed its credit card to reward paying down debt rather than just spending.

: A look into why Upgrade offers a unique blend of mobile banking, credit monitoring, and installment-based credit cards.

: Discussion of their rapid growth in areas like home improvement and auto financing, and the launch of products like Boost Money for cash advances.