: Ranked second, but its 90+ delinquency was significantly higher than the national industry average.

: Loans worth ₹66,849 crore were disbursed in the October–December 2021 quarter, a 7% increase from the same period in 2020.

: The top 10 states contributed 82% of the total POS.

: The total industry portfolio outstanding (POS) was ₹2,36,178 crore across 9.6 crore active loans.

Based on the file naming convention, refers to the 12th Edition of the Microfinance (MFI) Pulse Report , a joint publication by SIDBI and Equifax that covers industry data for the period ending December 2021 . Microfinance Industry Summary (December 2021)

: Banks reported the highest delinquency rates, exceeding the industry average for both 30+ and 90+ DPD buckets. Geographical Insights

: POS witnessed a year-over-year (Y-o-Y) growth of 3% compared to December 2020 and a quarter-over-quarter (Q-o-Q) growth of 4% .

: 17% market share (₹39,675 crore POS). NBFCs : 6% market share (₹16,337 crore POS). Not-for-Profit MFIs : 1% market share (₹2,260 crore POS). Risk and Delinquency Profiles