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A more human-centric or macroeconomic take on how informal loan schemes affect the population.

: Loopholes in microfinance regulations allow for "circular" loan schemes that mask insolvency or facilitate capital flight. Key Sections : shema s zajmami

This paper would focus on how holding companies use internal "loan schemes" to manage liquidity. A more human-centric or macroeconomic take on how

: Hook the reader with a recent case study (e.g., a high-profile corporate restructuring or a financial scandal). shema s zajmami