Shopify Buy Now Pay Later May 2026

: Returns can be more involved, as merchants must coordinate with the BNPL provider to halt or adjust a customer's payment schedule.

: BNPL transaction fees typically range from 1.5% to 7%, which is higher than standard credit card processing. shopify buy now pay later

: Ideal for high-ticket items, offering repayment terms from 3 to 36 months . : Returns can be more involved, as merchants

: High upfront costs are a leading cause of abandoned carts. Merchants using BNPL options have reported cart abandonment reductions of up to 28% . : Returns can be more involved

: Highly favored by younger demographics (Gen Z and Millennials), focusing on interest-free biweekly payments .