Teen Ira - Solo
For almost every teenager, the is the superior choice.
Set up a small monthly transfer to teach the "pay yourself first" habit. solo teen ira
If the teen is self-employed (babysitting), keep a simple log of dates, jobs, and payments in case of an IRS audit. For almost every teenager, the is the superior choice
Allowance, cash gifts, or investment income (dividends/interest). For almost every teenager
Wages from a part-time job (W-2), or 1099 income from "gig" work like babysitting, lawn mowing, or dog walking.