Before you look at a single house, look at your bank account. You need to know exactly what you can afford so you don't fall in love with a home that’s out of reach.
A higher score gets you better interest rates. steps to buying home for first time
As a first-time buyer, you want an expert in your corner. A buyer’s agent helps you find listings, schedules tours, and—most importantly—handles the intense negotiations. In many cases, the seller pays the agent's commission, meaning their expertise may come at no out-of-pocket cost to you. 4. The House Hunt Before you look at a single house, look at your bank account