When Buying A Used Car From A Dealer -

The legally binding document detailing the final price, VIN, odometer reading, and any special conditions like "subject to finance".

Bring a cashier’s check, personal check, or proof of available funds for your down payment or full purchase.

Lenders often require a recent utility bill , lease agreement, or mortgage statement to verify your address. when buying a used car from a dealer

The dealer typically handles the title transfer and registration with the DMV, but you should receive copies for your records.

If you are financing through the dealer, bring recent pay stubs , bank statements, or tax returns (especially if self-employed) to verify your ability to repay the loan. The legally binding document detailing the final price,

Required to test drive and confirm you are legally allowed to drive the vehicle.

Federal and state laws require dealers to provide specific disclosures and contracts. The dealer typically handles the title transfer and

You must provide proof of active auto insurance before driving off the lot. If you have an existing policy, your agent can often add the new car immediately.

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