Where Can I Buy | Flood Insurance

The sky over the riverside town had turned a bruised purple, and the air felt heavy with the scent of wet pavement. Marcus watched the dark clouds from his porch, feeling a familiar twinge of worry. He’d lived in this house for five years, always assuming his standard homeowners policy had him covered.

Managed by FEMA, this program is available in thousands of participating communities. You can use the FloodSmart Agent Locator to find a provider near you or call the NFIP Help Center at (877) 336-2627.

Companies like Neptune Flood , Chubb, and Allstate offer private policies that may provide higher coverage limits than the NFIP.

These are private companies that sell and service NFIP policies under their own names, such as GEICO and Progressive . The Story of the Storm: A Lesson in Waiting