Buying a house with a low credit score is challenging but not impossible. While a "bad" score (typically below 620) makes traditional conventional loans difficult to secure, several specialized programs and strategies can help you achieve homeownership. 🏠 Loan Options for Low Credit

Some lenders will look at your "non-traditional" credit, such as consistent rent and utility payments, rather than just your score. 🛠️ Immediate Steps to Take

A bigger upfront investment reduces the lender's risk.

For veterans and active-duty service members. There is technically no minimum credit score set by the VA, though most lenders look for at least 580–620 .